Privacy policy
PRIVACY POLICY
WHO WE ARE
Who is providing this notice? Mount Vernon Bank & Trust Company
WHAT WE DO
How does Mount Vernon Bank & Trust Company protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Mount Vernon Bank & Trust Company collect my personal information? We collect your personal information, for example, when you ? Open an account or apply for a loan ? Show your driver’s license or make deposits or withdrawals from your account ? Give us your contact information ? We also collect your personal information from others, such as credit bureaus, or other companies.
Why can't I limit sharing? Federal law givers you the right to limit only ? Sharing for affiliates’ everyday business purposes information about your creditworthiness ? Affiliates from using your information to market to you ? Sharing for using your information to market to you State law and individual companies may give you additional rights to limit sharing.
DEFINITIONS
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. Mount Vernon Bank & Trust Company has no affiliates
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. Mount Vernon Bank & Trust Company does not share with nonaffiliates.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Mount Vernon Bank & Trust Company does not share information through joint marketing.
FACTS: What does Mount Vernon Bank & Trust Company do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Information we receive from you on applications or other forms. Information about your transaction with us, Information we receive from a consumer-reporting agency
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Mount Vernon Bank & Trust Company chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION
For our every day business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Does Mount Vernon Bank & Trust Share? YES. Can you limit this sharing? NO
For our marketing purposes - to offer our products and services to you. Does Mount Vernon Bank & Trust Share? YES. Can you limit this sharing? NO
For joint marketing with other financial companies. Does Mount Vernon Bank & Trust Share? NO. Can you limit this sharing? WE DO NOT SHARE
For our affiliates’ everyday business purposes - information about your transactions and experiences. Does Mount Vernon Bank & Trust Share? NO. Can you limit this sharing? WE DO NOT SHARE
For our affiliates' everyday business purposes - information about your creditworthiness. Does Mount Vernon Bank & Trust Share? NO. Can you limit this sharing? WE DO NOT SHARE
For nonaffiliates to market to you. Does Mount Vernon Bank & Trust Share? NO. Can you limit this sharing? WE DO NOT SHARE
QUESTIONS? Call 319-895-8835 or email info@mountvernonbank.com