Personal Checking Accounts

Home Personal Personal Checking

Your personal checking account gives you the ability to deposit your hard earned money and make purchases. A personal checking account with Mount Vernon Bank & Trust Company allows you to do so much more. With a variety of checking accounts available from basic to interest-bearing, you’ll find exactly what you need.

Additionally, each personal checking account comes with the following features:

  • Free online banking
  • Free bill pay
  • Free mobile banking
  • Free Privileged Status ATMs
  • Debit cards available for qualified customers
  • Free eStatements
  • Overdraft protection

Checking Account Comparisons

 

    •  
    • Deposit & Minimum Balance
    • Maintenance Fee or Requirements
    • Benefits
    • eChecking
    • Deposit & Minimum Balance - $50 opening deposit required
      - No minimum balance
    • Maintenance Fee or Requirements Requirements must be met each statement cycle to earn premium rate:
      - 20 or more posted & settled debit card transactions (Exclude ATM)
      - 1 or more ACH debit
      - 1 or more ACH credit
      - Monthly eStatements
      - Have online banking
    • Benefits - Earn a rate of 2.50% APY* on your account balances up to $25,000, 0.15% APY* on balances over $25,000; 0.10% APY* if you do not meet the monthly requirements.
    • Free Checking
    • Deposit & Minimum Balance - $50 opening deposit required
      - No minimum balance
    • Maintenance Fee or Requirements - eStatements required
      - $1 transaction fee per non-Privileged Status ATM withdrawals
    • Benefits - No minimum balance
      - No monthly fee for Debit card
    • Regular Checking
    • Deposit & Minimum Balance - $50 opening deposit required
      - $200 minimum balance or $500 avg. daily balance
    • Maintenance Fee or Requirements - No fee unless minimum is not met. If not met, a minimum bal. fee of $3 plus tax and $.20 per debit will be assessed.
    • Benefits - No monthly fee for Debit card
      - Check images returned with monthly statement.
    • Super Now
    • Deposit & Minimum Balance - $1000 opening deposit required
      - $1000 minimum balance or $1500 avg. daily balance.
    • Maintenance Fee or Requirements - No fee unless minimum balance is not met. If not met, a minimum bal. fee of $3 plus tax and $.25 per debit will be assessed.
    • Benefits - No monthly fee for Debit card
      - Check images returned with monthly statement.
      - Interest paid on account balance over $1000.

*Annual Percentage Yield(s) effective 12-31-2020 and are subject to change after account opening. A minimum balance of $50 is required
to open this account. Available for personal accounts only. Limit one account per primary user tax identification number.