Personal Checking Accounts
Home Personal Personal Checking
Your personal checking account gives you the ability to deposit your hard earned money and make purchases. A personal checking account with Mount Vernon Bank & Trust Company allows you to do so much more. With a variety of checking accounts available from basic to interest-bearing, you’ll find exactly what you need.
Additionally, each personal checking account comes with the following features:
- Free online banking
- Free bill pay
- Free mobile banking
- Free Privileged Status ATMs
- Debit cards available for qualified customers
- Free eStatements
- Overdraft protection
Checking Account Comparisons
-
- Deposit & Minimum Balance
- Maintenance Fee or Requirements
- Benefits
-
- eChecking
-
Deposit & Minimum Balance - $50 opening deposit required
- No minimum balance -
Maintenance Fee or Requirements Requirements must be met each statement cycle to earn premium rate:
- 20 or more posted & settled debit card transactions (Exclude ATM)
- 1 or more ACH debit
- 1 or more ACH credit
- Monthly eStatements
- Have online banking - Benefits - Earn a rate of 2.50% APY* on your account balances up to $25,000, 0.15% APY* on balances over $25,000; 0.10% APY* if you do not meet the monthly requirements.
-
- Free Checking
-
Deposit & Minimum Balance - $50 opening deposit required
- No minimum balance -
Maintenance Fee or Requirements - eStatements required
- $1 transaction fee per non-Privileged Status ATM withdrawals -
Benefits - No minimum balance
- No monthly fee for Debit card
-
- Regular Checking
-
Deposit & Minimum Balance - $50 opening deposit required
- $200 minimum balance or $500 avg. daily balance - Maintenance Fee or Requirements - No fee unless minimum is not met. If not met, a minimum bal. fee of $3 plus tax and $.20 per debit will be assessed.
-
Benefits - No monthly fee for Debit card
- Check images returned with monthly statement.
-
- Super Now
-
Deposit & Minimum Balance - $1000 opening deposit required
- $1000 minimum balance or $1500 avg. daily balance. - Maintenance Fee or Requirements - No fee unless minimum balance is not met. If not met, a minimum bal. fee of $3 plus tax and $.25 per debit will be assessed.
-
Benefits - No monthly fee for Debit card
- Check images returned with monthly statement.
- Interest paid on account balance over $1000.
*Annual Percentage Yield(s) effective 12-31-2020 and are subject to change after account opening. A minimum balance of $50 is required
to open this account. Available for personal accounts only. Limit one account per primary user tax identification number.