Services


Trust Department

Our Trust Department provides asset management solutions to ensure that the family assets are kept intact and distributed according to your wishes during your lifetime and after. Please inquire to see how a Trust can benefit you and your loved ones.


Safe Deposit Box

Looking for a place to store valuables and important papers? Mount Vernon Bank offers a variety of safe deposit box options. This gives you the confidence and security knowing that your valuables are safe and protected. When you come in to get access to your box, we have conveniently located private rooms available for your use. Choose from the following sizes and prices to find the box that is right for you!

Size Annual Fee
3 X 5 $20.00*
5 X 5 $30.00*
3 X 10 $35.00*
5 X 10 $45.00*
10 X 10 $80.00*
13 X 10 $100.00*

*Auto Withdrawal payment price taken out January 5th of each year. Add $5.00 if we send a bill in the mail.

A key deposit of $12.00 is required at the time of opening.

 


eStatements

Go green with eStatements, there’s no need to continue receiving paper statements.
The benefits are endless:

  • They are a fast and easy way to get your statements.
  • Eliminates paper storage.
  • Print and save on your computer at any time.
  • Never worry again about when you will receive your statement.
  • Statements are password protected for your security.
  • It’s FREE.

To sign up for this service:

  1. 1. Send an email to info@mountvernonbank.com with the subject stating “eStatements”.
  2. 2. Via email, you will receive an electronic agreement form as an attachment.
  3. 3. Simply print the electronic agreement, fill it out, and return it to the bank.

Direct Deposit

Direct Deposit is a safe and easy way to have funds deposited directly into an account at Mount Vernon Bank and Trust Company. Advantages of direct deposit include:

Convenience   No need to make special trips to the bank to deposit your check. Your payroll check can be automatically deposited while you are away with no worries.
     
Security   Your check cannot be lost in the mail, stolen or misplaced .
     
Reliability   Your money will always be in your account on time.
     
Fast   Customers who utilize direct deposit can access the funds in their accounts at opening of business on payday. For income tax refunds, the government often makes refunds via Direct Deposit within days of processing returns. Also, there is no waiting for checks to clear.


Please contact the organization that issues the check for their direct deposit form. Fill it out completely using the Banks routing number (073904751) and your account number. If you need assistance filling out the form, please stop by the bank.

Travel Cards

Visa® Travel Money Card is a convenient and secure travel card that you preload with US Dollars and is accepted worldwide from businesses and ATMs that accept Visa® cards. Our Customer Service Representatives will be glad to assist you.


Privileged Status

You may access your money anywhere in the world and around the clock through our worldwide system of ATMs. Through Privileged Status, you have access to FREE ATM transactions at over 3,201 ATMs across the nation.

Click here to locate the Privileged Status ATMs near you.

Additional Services

  • Visa® Gift Cards
  • Notary Services
  • Wire Transfers
  • US Savings Bonds
  • Signature Guarantees
  • Money Orders
  • Night depository
  • ACH Origination
  • Overdraft Protection
  • Cashier’s Checks

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on lawyers Trust Accounts (“IOLTA). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about FDIC insurance coverage of transaction accounts, visit

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