Personal Banking

Personal Savings, CDs, IRAs

Regular Savings

$25 opening deposit
18 free transfers or withdrawals per quarter†
$3.00 quarterly service charge if average balance falls below $25
ATM card available
Interest credited quarterly*
Variable interest rate*

†Limit of six transfers or withdrawals per month by pre-authorized, automatic, on-line, telephone, debit card, or similar order to third parties.

Kids Count Savings

This program is designed to teach children, up to 13 years old, to save regularly. As a member you are invited to attend various social and educational events held through out the year just for kids.

$5.00 opening deposit
Kids Count Savings bag given to each new member
18 free transfers or withdrawals per quarter†
Interest credited quarterly
A bonus coupon given with each deposit of $1.00 or more, limit one per week, to be redeemed for prizes

†Limit of six transfers or withdrawals per month by pre-authorized, automatic, on-line, telephone, debit card, or similar order to third parties.

Money Market

As a popular interest bearing account the Money Market allows all depositors immediate access to your funds.

$2500 opening deposit
Six free transfers or withdrawals per month, no more than three by check to a third party†
Interest paid monthly when account balance is above $1000*
$5.00 service charge if account balance falls below $500

†Limit of six transfers or withdrawals per month by pre-authorized, automatic, on-line, telephone, check, draft, debit card, or similar order to third parties.

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Money Market Plus

$50,000 opening deposit
Six free transfers or withdrawals per month, no more than three by check to a third party†
Interest paid monthly when account balance is above $10,000*
$5.00 service charge if account balance falls below $500

†Limit of six transfers or withdrawals per month by pre-authorized, automatic, on-line, telephone, check, draft, debit card, or similar order to third parties.

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Certificate of Deposit

Add security to your future by investing in a competitively priced certificate. We offer a full range of certificates ranging from 3 to 48 months including periodic special offers
Minimum balance requirements vary depending on the term of the certificate

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Individual Retirement Accounts or IRA

If you want a unique and simple way to save money for retirement, then a Traditional or Roth IRA is right for you. You have the option of tax-deferred or tax-preferred savings accounts at competitive rates. Our customer service representatives are available to help answer any questions you may have.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on lawyers Trust Accounts (“IOLTA). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about FDIC insurance coverage of transaction accounts, visit