Personal Banking

Personal Debit Cards

LOST OR STOLEN CARD INFORMATION:
(800) 383-8000 or (319) 895-8835
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Your purchases are now quick and easy. Instead of paying for your purchases with cash, check or credit card, use our MASTERCARD® debit card. We offer four different styles of cards to choose from; basic orange, photo ID, 2x2 picture, and full card design. For every purchase you make, the amount will be deducted from your checking account.

Features and Benefits:

  • Can be used anywhere MASTERCARD® is accepted
  • Can be used at any ATM location around the world
  • During a transaction you may have the convenience to request cash back.
  • You can design your own card

MyPic Debit Card

My Card, My Way! With MyPic, you can use your favorite picture or choose from one of the many images in our gallery to personalize your debit card. Have a favorite family photo? Put it on the card. A pet you love dearly? A great sports shot of your son or daughter? Put it on the card.


Just upload the image you want or select a picture from the gallery. Rotate it. Shrink it. Enlarge it. Flip it. Make it fit the card exactly as you want it to. You’re the one using the card, so you’re the one designing it.


Mount Vernon Bank & Trust Company’s personalized debit card image guidelines and frequently asked questions may be found here.


Once you order a MyPic card, you can continue using your current debit card until your MyPic Card arrives. Destroy your old card once you receive and activate your new MyPic card.


So if you’re ready and have read the terms and conditions click "Accept" below to get started. Your personalized card is just $15.00 (plus tax) per card, $25.00 (plus tax) for two cards, or $10.00 (plus tax) per card for Friends Plus members. Your account is charged once your design is approved.


Terms and Conditions


A Mount Vernon Bank & Trust Co. customized debit card is subject to the following terms and conditions: These terms and conditions are in addition to those found in the Cardholder Agreement. Personalized Cards are available to customers with a Mount Vernon Bank & Trust Co., Debit MasterCard®. A customized card works like a regular debit MasterCard® and is accepted wherever MasterCard® cards are accepted. Mount Vernon Bank & Trust Co., reserves the right to reject any submitted picture. Further, if images are deemed unacceptable by Mount Vernon Bank & Trust Co., and are repeatedly submitted, Mount Vernon Bank & Trust Co., reserves the right to prohibit future use of the service. Examples of prohibited photographs include, but are not limited to:

  • Phone Numbers (e.g., 800 or 900 numbers), addresses, or website addresses
  • Professional photographs, photographs including artwork, or photographs including other individuals (Unless you have written permission from the creator of the professional photograph, the creator of the artwork, or all individuals in the photograph)
  • Photographs of celebrities, athletes, musicians, or public figures
  • Photographs containing provocative, sexual, offensive, racially/culturally insensitive, or political material
  • Photographs with trademarked material, advertising, promotional materials, company names, or slogans
  • Photographs considered by Mount Vernon Bank & Trust Co. to be profane or obscene
  • Photographs with alcohol, tobacco, or firearms
  • Images which show illegal or offensive subject matter
  • MasterCard® or any other payment brand reference
  • References to any MasterCard® sponsorship property, such as the Olympics or NASCAR®
  • Any content that might result in problems at the point of sale or interfere with security features of the card
  • Any image Mount Vernon Bank & Trust Co., deems unacceptable to be associated with Mount Vernon Bank & Trust Co.

By creating a personalized debit card, you give Mount Vernon Bank & Trust Co., permission to use the photograph on the card. By submission of your application you agree to hold harmless and indemnify Mount Vernon Bank & Trust Co., from any loss, damages, liability, or costs should any be incurred directly or indirectly by the use of the photograph. You agree to destroy your old card once you receive your new card and hold Mount Vernon Bank & Trust Co., harmless for any loss as a result of not doing so.


It's your responsibility to print a copy of the agreement for your records.


If you agree to the terms and are ready to create a customized card, click the "Accept" button below the card design of your choice.

Edge to Edge Photo

Edge to Edge Design

2x2 Photo

2 x 2 Design

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on lawyers Trust Accounts (“IOLTA). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about FDIC insurance coverage of transaction accounts, visit

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