With this account you have the convenience of checking with the opportunity to write a large number of checks (or ATM withdrawals) without a fee if you keep the required balance.

• $50 to open the account.
• Unlimited withdrawals FREE if minimum balance of
  $200 or average of $500 is maintained.
• Maintenance Fee of $3.00 and $0.20 per debit only if minimum not met.
• ATM or Visa Debit card is available.
• Canceled checks returned with monthly statement.

This free account offers you the convenience of checking without a monthly maintenance fee or transaction fees. There are also no minimum balance requirements to obtain the free account.

• $50 to open the account.

• Free unlimited check writing.

• Visa Debit Card or ATM card is available.*

• Canceled checks safe kept at the bank.

* The optional debit or ATM card is available for a one-time issuance fee of $5.00 and a monthly fee of $2.00 with unlimited usage at any ATM.

This account for the customer with multiple relationships with Mount Vernon Bank and Trust Company offers a variety of free banking services including:

• Free unlimited check writing
• Free unlimited ATM card usage
• Free unlimited Debit card usage
• No minimum requirements, when you have three or more of the following relationships with us:
  • Direct deposit of payroll
  • Savings of $500 or more
  • Money Market account
  • Certificate of Deposit
  • Safety Deposit Box
  • MVB&T Visa Credit Card
  • Mortgage Loan
  • Installment Loan
  • Trust Services
  • Investment Centers of America Account

If you want the convenience of checking and the ability to earn interest on your money, this account will meet your needs.

• $1,000 to open account.
• Unlimited withdrawals FREE if minimum balance maintained.
• To avoid fees, a $1,000 minimum or an average daily balance of $1,500 is necessary.
• Maintenance fee of $3.00 and $0.25 per debit only if minimum not met.
• ATM or Debit card available.
• Canceled checks returned with monthly statement.
• Interest paid on account balance.

A real "plus" for customers who are 50 or better. This is a program of special banking benefits and FREE checking with interest and FREE checks for customers who are 50 or better who have $2,500 or more in any combination of deposit accounts, or more than $10,000 invested through the Investment Center.

• Free personalized checks or discounted designer styles
• Free personal checking with no maintenance fees, unlimited transactions
• Interest on checking, whenever the checking balance is over $1,000
• Travel to interesting, exotic or nearby spots with a great group of friends
• Local special events including programs, movies, parties, and fun
• A monthly newsletter to inform you of Friends Plus events and banking news.
• A variety of banking services at no fee including Cashier's Checks, Money Orders, and assistance with checkbook reconciliation.
• Discounted Visa Travel Cards. (no fee when purchased for travel with Friends Plus)
• Specific information on Friends Plus events and news available by clicking its logo.

Click here for Friends Plus news and events.

For accounts with large balances, this account combines the features of a limited checking account with savings at a higher interest rate.

• $2,500 to open account.
• Six FREE withdrawals per month, no more than three to a third party.
• ATM card access option available.
• Interest paid when account balance is above $1,000.
• Service fee of $5.00 only if account goes below $500.