Fraud Alert

The Internet can give you access to information, entertainment, financial offers, and

countless other services - but at the same time, it can leave you vulnerable to online spammers, identity thieves and more. We at Mount Vernon Bank and Trust Company are concerned about your online security and the protection of your personal information. We encourage you to access these links which provide information on identity theft and provide practical tips to help you be on guard against Internet fraud, secure your computer, and protect your personal information.

Shazam Falcon:

Protecting you from unauthorized use of your debit card is one of our top priorities at Mount Vernon Bank & Trust Co. To mitigate fraud, we have partnered with SHAZAM, our electronic funds transfer network, to implement a monitoring system, called SHAZAM Falcon, to help guard your debit card against fraudulent activity. If suspicious activity is detected on your debit card, you will be contacted by a SHAZAM Falcon fraud specialist calling on our behalf to verify the transactions in question.

To ensure that we can reach you promptly if fraudulent activity is suspected, please contact us to update your primary and secondary telephone numbers for yourself as well as everyone in your household. It is very important to keep this information current to help us avoid any delays in response to fraud alerts. If your information ever changes, please contact us immediately.

Please remember that we will NOT ask for your Social Security Number, debit card number or personal identification number (PIN) to verify your identity. Always use caution when providing your debit card information and contact us immediately if you suspect your debit card has been stolen or compromised.

Shazam fraud specialists are available to contact Monday-Friday 8:00 am - 5:00 pm at (800) 537-2427, ext 2899. Note: You may leave a message after hours; your call will be returned promptly the next business day.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on lawyers Trust Accounts (“IOLTA). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about FDIC insurance coverage of transaction accounts, visit