Bank Information

Current Rates

Time Certificates of Deposit

Current Rates & Yields as of : April 22, 2013

Maturity	Min. Balance to Obtain APY	Interest Rate	Annual Percentage Yield (APY)
			Semiannual
91 Days	$2,500.00	0.15%	NA
182 Days	$2,500.00	0.25%	0.25%
12 Months	$500.00	0.35%	0.35%
18 Months	$500.00	0.45%	0.45%
30 Months	$500.00	0.70%	0.70%
36 Months	$500.00	.80%	.80%
39 Mo Special	$2,500.00	1.05%	1.05%
48 Months	$500.00	1.00%	1.00%
Young Savers 24 Month CD	$100.00	2.00%	2.00%
Roth IRA Accounts	12 Mo.-$250 min.	0.50%	0.50%
	36 Mo.-$250 min.	1.00%	1.00%
	60 Mo.-$250 min.	1.20%	1.21%

Interest Bearing, Variable-Rate Accounts

Account Type	Min. Balance to Obtain % Yield	Interest Rate	APY
Money Market Min. balance to open account: $2,500.00	$100,000.00 or more	0.20%	0.20%
	$50,000.00 to $99,999.99	0.15%	0.15%
	$10,000.00 to $49,999.99	0.15%	0.15%
	$2,500.00 to $9,999.99	0.15%	0.15%
	$1,000.00 to $2,499.99	0.10%	0.10%
Money Market Plus Min. balance to open account: $50,000.00	$500,000.00 or more	0.35%	0.35%
	$250,000.00 to $499,999.99	0.30%	0.30%
	$100,000.00 to $249,999.99	0.25%	0.25%
	$50,000.00 to $99,999.99	0.20%	0.20%
	$10,000.00 to $49,999.99	0.15%	0.15%
	$0.00 to $9,999.99	0.00%	0.00%
Consumer Super Now Account Min. balance to open account: $1,000.00	$2,500.00 or more	0.10%	0.10%
	$0.01 to $2,499.99	0.05%	0.05%
eChecking- Conditional earning (Account restrictions apply, ask for full disclosure)	Balances over $25,001 0.10 to $25,000 If conditions unmet during cycle	0.35% 2.47% 0.10%	0.35% 2.50% 0.10%
Friends Plus Super Now Account Min. balance to open account: $50.00	$1,000.00 or more	0.12%	0.12%
Commercial or Institutional Super Now Account	$10,000.00 or more	0.15%	0.15%
	$0.01 to $9,999.99	0.10%	0.10%
Regular Savings Account Min. balance to open account: $25.00	All balances	0.10%	0.10%
Traditional IRA Account	All balances	0.80%	0.80%

Mortgage Rates

Mortgage rates change daily at Mount Vernon Bank & Trust Company. Please contact us (895-8835) for up-to-date competitive rates.

Please inquire with a Savings Counselor concerning your ability to compound interest on a quarterly or monthly basis. The Annual Percentage Yield is a percentage rate reflecting the total amount of interest paid on an account, based on the interest rate and the frequency of compounding for a 365-day period. Annual Percentage Yields shown above assume that all principal and interest remain on deposit for the entire term. Fees can reduce eamings. Interest Rates and Annual Percentage Yields may change daily at the bank's discretion. Please call 319-895-8835 for current rates. Earty withdrawal penalties may be imposed. Please ask an employee to obtain full disclosures that include information about these accounts.