Financial Calculators

Life Expectancy Calculator

How much you need for retirement depends a great deal on how long you expect to live. This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

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Definitions

Current age: Your current age.
Gender: Males generally have shorter life expectancies than females. This calculator uses separate mortality tables depending on your gender.
Smoker: If you smoke, your life expectancy is generally going to be shorter than if you don't. This calculator uses separate mortality tables for smokers and non-smokers.
Weight & Height: Being overweight can reduce your life expectancy. Your target weight is determined by your height and weight, exceeding that weight reduces your life expectancy.
Drinking alcohol: Life style choices such as drinking alcohol can reduce your life expectancy.
Driving: Dangerous driving habits can indicate a greater risk of accidents and death. We use the number of driving violations to help determine this risk.
Blood pressure & Family medical history: High blood pressure and history of cardiovascular problems, diabetes in you or your parents can indicate a shorter life expectancy. While it can be difficult to control your family history, it is a factor in determining your life expectancy.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on lawyers Trust Accounts (“IOLTA). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about FDIC insurance coverage of transaction accounts, visit