Business Banking

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Business Services

Mount Vernon Bank provides services that enable you to manage your business with greater efficiency.


Cash Management Services

  • Credit card processing through our Merchant Credit Card Program
  • Remote Merchant Check Capture
  • ACH payment processing
  • Investment services and full service brokerage office*

Business lending Services

  • Commercial real estate loans
  • Revolving lines of credit
  • Equipment and machinery loans
  • Operating and working capital loans
  • Small business guaranteed loans

Daily Business Services

  • Business credit cards
  • Night depository
  • Coin/currency orders
  • Direct deposit of payroll
  • Safety deposit boxes
  • Wire transfers
  • Notary service
  • Signature guarantee service

Employee Services

  • Direct deposit of payroll
  • Checking accounts, deposit services, and ATM service
  • Consumer and real estate loans
  • Personal trust services
  • Employee benefit/retirement plans*
  • Full-service brokerage office*

*Designates services offered through Investment Centers of America, Inc., located at Mount Vernon Bank & Trust. Member FINAR and SIPC. Products sold by Investment Centers of America, Inc. are not FDIC insured and are not guaranteed by the bank.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in “noninterest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules. The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on lawyers Trust Accounts (“IOLTA). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about FDIC insurance coverage of transaction accounts, visit

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